FundsFlow is a personal ledger for the money you send, receive, and pass along between friends. Know instantly who holds what — without another payments app in the mix.
FundsFlow
Track money across your trusted circle
TOTAL MONEY WITH FRIENDS
₹1,28,500
FundsFlow is not a replacement for:
How it works
No categories to configure, no accounts to link. FundsFlow gets out of the way of the one thing it does well.
Add the friends and family you exchange money with. You already get a permanent “Me / Owner” account — nothing else to set up.
Sender → Receiver → Amount → Date. Add a note or reference if you want. No “gave” or “received” types to pick from — the direction says it all.
Every friend’s balance and your total money out are calculated live from the ledger — never a number you have to trust blindly.
Friend ledger
Open any friend and see their full history — direction, counterparty, amount, running balance — computed live from the ledger, never stored as a number you have to trust.
Suresh
Current balance
₹27,500
Received · Suresh
Running balance: ₹32,500
Sent · Suresh
Running balance: ₹27,500
Received · Me / Owner
Running balance: ₹47,500
Features
No ads, no upsells, no features borrowed from a payments app that don't belong here.
Your ledger, friends, and attachments are visible only to you. Nothing is ever shared with the people you record transactions for.
No transaction types to memorize. Every entry is just who sent it, who received it, and how much — the ledger reads itself.
Made a mistake? Reverse it with one tap. The original stays in your history — nothing about your ledger ever silently disappears.
Screenshots, UPI receipts, PDF statements — attach up to 5 files per transaction, stored in a private bucket only your account can reach.
One-tap OTP sign-in backed by Firebase Authentication. No passwords to remember, no email to verify.
Every amount is stored down to the paisa and shown in proper Indian digit grouping — ₹1,28,500, not $128,500.
Security
FundsFlow's mobile app never talks to the database directly — every request is authenticated and scoped on a backend you don't have to trust blindly.
Every session is authenticated with a Firebase-issued token, checked on every single request.
Every query is scoped to your account at the database level — there is no code path where one user can see another’s ledger.
Files live in a private storage bucket behind short-lived signed URLs, never a public link.
Add your first friend and record your first transaction in under a minute.
Get FundsFlow — it's free